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Student Health Center Student Affairs

Insurance for International Students

Waivers

The UT System requires all enrolled international students* to carry medical, evacuation and repatriation insurance. The UT Dallas Student Health Insurance Plan (SHI) is provided to meet this requirement. Each semester of enrollment a fee is assessed to cover the cost of this insurance plan. Students with alternative insurance that meets or exceeds UT System requirements may request a waiver of the insurance fee during designated periods.

*The UT System defines an international student as any enrolled student who is NOT a US Citizen, US Permanent Resident, Asylee, Refugee, Public Interest Parolee or undocumented alien.

The University has the discretion to determine what constitutes sufficient documentation demonstrating approved health insurance coverage. Acceptable proof of coverage MUST be written in English and money listed in U.S. dollars.

Annual Waivers

If your insurance policy meets the requirements, you could be granted a waiver for multiple semesters up to one academic year. Please note that an academic year is different than a regular year. A new academic year begins in the Fall semester and ends in the Summer semester.

Insurance fees will be waived for the following periods, pending waiver approval:

1. Private Insurance
   1. All semesters covered fully by the submitted policy. (A new waiver application must be submitted every Fall semester if you are granted a multiple semester waiver)
      
      
2. Employer Insurance
   1. All semesters up to one academic year. (A new waiver application must be submitted every semester)

Waiver Process

1. Verify waiver eligibility
   Check the table below to see if your insurance meets the UT System insurance requirements for coverage dates, amounts, business rating and medical evacuation/repatriation:

Required for Waiver of Medical Insurance Fee
Coverage dates — Fall 2012	8/19/2012 - 1/13/2013
Coverage dates — Spring 2013	1/14/2013 - 5/29/2013
Coverage dates — Summer 2013	5/30/2013 - 8/18/2013
Minimum coverage amounts	Medical: $50,000 or more per accident or illness Deductible: $500 or less per accident or illness
Business rating	Solvency: Meets federal solvency guidelines ..more If you are unsure if your insurance carrier meets these requirements, contact that company directly. Any policy plan or contract secured to fulfill health insurance requirements must, at minimum, be: Underwritten by an insurance corporation having an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-" or above, a Standard and Poor's Claims-paying Ability rating of "A" or above, a Weiss Research, Inc. rating of B+ or above, or such other rating service as the Agency may from time to time specify; or Backed by the full faith and credit of the government of the exchange visitor's home country; or Part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor; or Offered through or underwritten by a federally qualified Health Maintenance Organization (HMO) or eligible Competitive Medical Plan (CMP) as determined by the Health Care Financing Administration of the U.S. Department of Health and Human Services If you are unsure if your insurance carrier meets these requirements, contact that company directly. (hide)

Required for Waiver of Evacuation/Repatriation Fee
Medical evacuation	At least $10,000 of coverage
Repatriation	At least $7,500 of coverage

2. Complete an appropriate waiver form during the published Waiver Period
   1. 2012-2013 Waiver Form for Private Insurance
   2. 2012-2013 Waiver Form for Employer Insurance
3. Prepare waiver documentation according to the type of insurance you purchased:
   1. Private Insurance (non-employment)
      1. Copy of front and back of medical insurance card showing your name and coverage dates
      2. Copy of benefits summary page with medical and deductible amounts highlighted
      3. Copy of proof of medical evacuation/repatriation coverage, if applicable
   2. Employer Insurance (U.S. employer, CPT, TA/RA)
      1. Copy of front and back of medical insurance card with your name on it (TA/RAs may substitute the UT Touch email sent when you first elected the policy)

4. Submit the request to the Student Health Center
   Submit the waiver form and appropriate documentation to the Student Health Center during the published waiver period via email to stuhealthinsurance@utdallas.edu or in person. Forms must have a handwritten signature to be eligible for consideration.

5. Wait 5 business days
   Student Health Center staff will review your request in five business days. To have fees removed prior to a university payment deadline submit the waiver request at least five business days before that date, otherwise you will need to pay for the insurance and then obtain a refund once the waiver is approved.
6. Watch your UT Dallas email
   The Student Health Center will send an email to your UT Dallas account with the outcome of your request
   1. If the waiver request is complete and your policy meets the minimum requirements including sufficient medical evacuation/repatriation coverage, the SHI fee is waived in full.
   2. If the waiver request is complete and your policy meets the minimum requirements excluding sufficient medical evacuation/repatriation coverage, the medical insurance fee is waived and a fee for repatriation/evacuation coverage is assessed.
   3. If the waiver request is incomplete or your policy does not meet the minimum requirements, the email will indicate that you are not eligible for a waiver
      
      
7. Check your account
   If you received an email stating your insurance fee is waived, check your Orion account. The insurance waiver will be applied to your current balance. If your tuition and fees are already paid in full, the insurance fee is reimbursed by the Bursar’s Office through Direct Deposit or mailed check within 10 days of waiver approval.

If Evidence of Insurability (EOI) is required, it must be approved before the end of the waiver period.

Study Abroad

All enrolled international students are provided the UT Dallas Student Health Insurance Plan, whether enrolled in a standard or study abroad course. The UT Dallas Student Health Insurance Plan coverage includes most international travel. Study abroad participants should contact the Office of International Education regarding insurance requirements connected to participating in a UT Dallas study abroad program. Refer to Blue Cross Blue Shield policy information for travel coverage and exclusions. Waiver requirements and procedures remain the same for students studying abroad.

The University has the discretion to determine what constitutes sufficient documentation demonstrating approved health insurance coverage. Acceptable proof of coverage MUST be written in English.