Student Health Insurance

For the most up-to-date information, view the online brochure at United Healthcare Student Resources. 

• The policy covers a lifetime maximum of $100,000 for each illness or injury.
  
• There is a $300 accumulative annual deductible per insured person for the academic year, August 20, 2009 through August 20, 2010.
  
• When using the nationwide United Healthcare Options PPO network, covered services are paid at 80%.  After the deductible has been met, the insured's co-insurance amount is 20% of all costs, excluding prescriptions.
  
• Out-of-network covered expenses are paid at 60% of Usual and Customary charges.  The insured's portion is 40% plus 100% billed above Usual and Customary charges. It benefits you financially to stay within the assigned network.
  
• You may choose a primary care physician (PCP) from the UnitedHealthcare Options PPO Network .  PCP's may only be chosen from lists of Family or General Practitioners.  (This policy considers Internists to be specialists.)  To search for a provider, visit www.myuhc.com.

A Primary Care Physician (PCP) can treat most illnesses.  If the PCP decides that a specialist needs to be consulted, the PCP can issue a referral to you.  In order for the insurance company to cover a consultation fee with a specialist, you must have a referral from your PCP or the Student Health Center (SHC).  Without the referral, coverage for a specialist consultation fee will be denied by the insurance company. To obtain a referral from the SHC, call (972) 883-2747 and schedule an appointment.

Policy Cost and Coverage Dates

Policy costs, coverage dates and cut off dates for the 2009-2010 Academic Year.

Period name	Coverage dates	Student	Spouse	All children	Student, Spouse & All Children	Cut off dates
Annual 09-10	8/20/09-8/20/10	$1,100	$3,203	$1,730	$6,033	10/21/2009
Fall 2009	8/20/09-1/10/10	$431	$1,255	$678	$2,364	10/21/2009
Spring 2010	1/11/10-5/25/10	$407	$1,185	$640	$2,232	2/20/2010
Summer 2010	5/26/10-8/20/10	$262	$763	$412	$1,437	7/21/2010
Spring/Summer 2010	1/11/10-8/20/10	$669	$1,948	$1,052	$3,669	2/20/2010
Quarterly 09-10	8/21/09-11/20/09	$275	$801	$432	$1,508	10/21/2009
	11/21/09-02/20/10	$275	$801	$432	$1,508	12/12/2009
	2/21/10-5/20/10	$275	$801	$432	$1,508	4/20/2010
	5/21/10-8/20/10	$275	$801	$432	$1,508	7/21/2010

Prescription Benefits

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Exclusions and limitations

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