J-1/J-2 Student Insurance
The U.S. Department of State requires J-1 students and their dependents to carry medical, evacuation and repatriation insurance throughout their participation in the J-1 program and while in the U.S. Willful failure of J-1 students to maintain insurance that meets requirements for them and their dependents will lead to termination of their participation in the J-1 program.
Minimum requirements for the medical, evacuation and repatriation insurance:
- The insurance is applicable for use in the U.S. medical system
- Medical: $50,000 or more per accident or illness
- Deductible: $500 or less per accident or illness
- Medical evacuation: At least $10,000 of coverage
- Repatriation: At least $7,500 of coverage
- Business rating: Meets federal
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To meet federal solvency guidelines, the insurance meets at least one of the minimum requirements listed below:
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- Is underwritten by an insurance corporation having an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-" or above, a Standard and Poor's Claims-paying Ability rating of "A" or above, a Weiss Research, Inc. rating of B+ or above, or such other rating service as the Agency may from time to time specify; or
- Is backed by the full faith and credit of the government of the exchange visitor's home country; or
- Is part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor; or
- Is offered through or underwritten by a federally qualified Health Maintenance Organization (HMO) or eligible Competitive Medical Plan (CMP) as determined by the Health Care Financing Administration of the U.S. Department of Health and Human Services
Starting May 15, 2015 all J-1 students and their dependents must meet the following minimum coverage requirements:
Repatriation of remains
Deductible per accident/ illness
All exchange visitors and their dependents, also may be subject to the requirements of the Affordable Care Act [22 CFR 62.14(a)]
UT Dallas insurance available to J-1 students and their dependents
- Upon enrollment for each term, the cost for a semester of student health insurance is assessed to every international student. Dependents can be added to the health insurance policy for an additional cost. Contact the Student Health Center to add dependents to your insurance.
- If you are a J-1 student and will not enroll in classes for summer, contact the Student Health Center to have the insurance continue during summer semester.
- Find the insurance plan details, period of coverage and costs at utdallas.edu/healthcenter/insurance/intl-policies.html
Alternative insurance for J-1 students and their dependents
If you are a J-1 student and have alternative insurance, ensure that the plan:
- Meets or exceeds the minimum requirements established by the U.S. Department of State.
- Covers you and your dependents throughout your stay in the U.S.
- Provides you with appropriate documentation to complete the ISSO and J-1 insurance requirement no later than Census Day.
J-1 students with alternative insurance can:
- Have the insurance fee in their account waived by the Student Health Center. For details visit this website
- Buy the medical evacuation and repatriation insurance offered by UT Dallas if enrolled in classes at UT Dallas. For details contact the Student Health Center at firstname.lastname@example.org .