Perkins Loans | Payments | Bursar / Student Financial Services | The University of Texas at Dallas
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Perkins Loan

The Federal Perkins Loan is a campus-based loan program, in which the school acts as the lender.

Please Note: The Department of Education has discontinued new disbursement from the Perkins Loan Program as of September 30, 2017.

The information provided below is meant to assist students that have previously borrowed a Perkins Loan from The University of Texas at Dallas.

Account Maintenance

Any student with a Perkins Loan must keep the Bursar Office informed of the following:
  • Any changes to personal data such as address, phone number, or names
  • All changes to enrollment at the University
  • If the student withdraws or graduates

Exit Interview

An exit interview is a loan counseling session in which you are advised of your loan repayment schedule, obligations, and rights to deferment and/or cancellation. The University is required by the federal government to conduct this exit interview whenever you are no longer enrolled in at least half time. This interview must be completed online at

Students who fail to complete the exit interview will have a hold placed on their student account preventing the release of their transcript or diploma. The hold may also prevent future enrollment at the University.

Repayment, Deferrment, Cancellation

The Perkins Loan allows a nine-month grace period once the student graduates, leaves school, or drops below half-time status before repayment begins. Even after the grace period begins, payments may be deferred for students who return to school at least half-time. Deferments are also available for reasons of economic hardship or unemployment. Cancellations of the debt may be available for specific career paths. More information regarding deferments and cancellations is available at

Please be advised that the Repayment of Federal Perkins Loan is not the same as a Federal Subsidized or Unsubsidized Direct Loan. However, you may choose to consolidate all of your Federal Loans through a Direct Consolidation Loan. The application can be completed at

Who to Contact for More Information

Heartland ECSI 1.888.549.3274, or
Loan repayment and deferment options 972.883.2296, or
[email protected]